I still believe in the bank to save my shopping money and my daily needs, but when investing I am more inclined to bitcoin even though the price is uncertain I am more comfortable saving my savings in bitcoin. because my main reason is the interest rate in the bank is small and there are too many admin fees
currently, the use of crypto such as BTC is indeed different from the bank system.
we save our money for daily needs of course in the bank. any system that can give us benefits, I think the bank is the most suitable for now because it can be done directly for us to do transactions.
but BTC or crypto, so far we keep it for investment assets. not many are successful and do use crypto as a means of payment.
As long as commerce is done in fiat you won't be able to survive without a bank account. Depending on the country you live in I'd say banks are safe for sure. Give it a couple more years and I guess more commerce will take place in cryptocurrencies. The fees for bank accounts are currently on the rise and you have stuff like negative interest rates. All those factors will lead to cryptocurrencies being more widely adopted over time. A crypto wallet is for free and if you use stable coins you are good to go without the volatility risk.