All back to your funds, where your funds from and for what. Because cryptocurrencies are decentralized, it's up to everyone to decide. You can hold or trade. When you hold, make sure the funds you invest are cold funds, where these funds are independent of funds for daily needs or for entertainment. Avoid using funds from bank loans, as the crypto market is volatile. If you use these funds, of course the best thing is to hold and of course put them on coins that have a bright future, it can be bitcoin, ether or bnb.