There is no forum rule at all stating that I have to provide any collateral for a loan. The "rules" stating that collateral has to be provided is only a stickied post and it says in the title of the thread "IGNORE AT YOUR OWN RISK", so technically anybody could post asking for a loan for however much they want, from whoever they want, and it would be perfectly legal according to the site rules. Unless it is a rule of the site then you are allowed to post whatever you want on here in whatever place you want, so long as you are following actual laws put in place by the government. Rules that are not instances where you are actually breaking a law can only get you banned from the site and would not get you into any trouble legally, but it would be against the site rules and that is perfectly legal for the site to enforce. However, there is no site rule saying you are not allowed to post a loan without offering any collateral that "rule" is just a stickied post made by people to help users avoid scams, but it does not have to be followed at all as per site actual rules. Anybody giving me negative feedback and whoever banned me from posting/replying in the loan section is doing so because of a non-existent rule of the site and instead going off of other users' statements made where they said certain protocols should be followed and not ignored when trading, but in reality that is just a recommendation to be followed and not an actual rule of the site that is a bannable or reprimandable offense.