Are BNB and ADA going to be around in 5 years time though and if they are are they going to be actively developed or worth anything? The thing with any altcoin is you do not know how good the development team is and how trustworthy the people are behind the coin and most like I would say over 95% of altcoins fail within a couple of years and its usually because of no active development or the team behind it decided to scam.