You guys keep making this same mistaken analysis even I've already explained upthread why this is incorrect.

Bitcoin is already owned by the few pools, the few big exchanges, Bitpay, and other offchain businesses that will all be de facto "owned" by the government via regulation.

You either go 100% decentralized and do everything on the block chain, or you go back to ownership by the elite again.

There is no such thing as a little bit pregnant. Decide what you want.

Edit: I would relish the day that no one needed a bank, insurance company, or any other leeches who serve no necessary function.