Have you ever calculated how much of your total capital is in cryptocurrency?
In my case, i have 60% of my money in bank accounts, 20% in stock market, 5% in cash and only 15% in crypto.
You better think about something else, how much money you lose each year. If inflation in different countries is from 1 to 10%, then this is not all the loss. Fiat money is constantly depreciating due to the quantitative easing policy every year there are more and more fiat money. In total, fiat money loses in its value from 10 to 25% per year, depending on the income of the citizen.
Not one bank compensates for this, and cryptocurrencies are growing in value every year.
Inflation in most developed countries is under 2% every year.
I don't keep most of my money in bank accounts because i don't believe in crypto. I just want to increase my crypto percentage gradually.
Three years ago i had only 3% of my capital, now is at 15%. Maybe next year it will rise to 20%