I will recommend to ladder in to trading gradually, start with minimum capital that the loss can be condoled. As the investment increases more fund can be added, as well looking for profit at any opportunity. It has always be advised to split the investment into at least 5 projects especially from low risk (bitcoin and Ethereum) to high risk (new ICO projects).
I agree with you, because for the minimum capital you have to run slowly on a secure network, ethereum and bitcoin, the right choice. because if you take the wrong step to apply it to the icon, it seems too risky. Speculation in the ICO is more suitable for professional traders who have large capital