Taking the risk of investment is up to you, no one hear can give the right to invest or not, that's your choice , we can only advice you on that and my advice to you would be to make out time and understand what you are about to venture into , if it about increasing your money , friend I think you need to keep it in the bank , but if you want to grow with Crypto and the  blockchain technology understand it vividly before you invest .
 I hope you make a good choice