Almost every country has such convenience in the last 3 years ir atleast after 2020 to avoid physical contact so they can ensure they are free from covid.

Its good to know that you are enjoying the cashless economy but do they really have any benefits?

The evil side of digital fiat economy is the inflation rate, governments don't even have to print notes, they can simply click a button to create billions.
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At the very least, mobile payments have created conditions for digital currency.
Although digital currency is not equivalent to encrypted currency, the popularization of encrypted currency provides an environment and awareness.