I picked up these two parts of your write up because, I felt its an important but less spoken of part of your write up. Yes, OP might have blatantly ignored or is ignorant of the first rule of investing which circles about 'Investing only what you can afford to bla. bla.. bla...'  but one thing I most bring to the notice of users on the forum is that, this OP spells out that he or she wants to learn the ethics of bitcoin and inventing.

To this regard, I would suggest that, you stand by your words or decision and do the first best thing to and for yourself by learning what is there to know of the trade you are about taking up. All that have been said in the comments are correct and should be taken mote of as well.

Again, living a sizeable amount of money in the bank is very much a waste but then, investing it in bitcoin or any investment at all is not always accompanied with a 100% assurance of profit. There are ups and downs in investments and bitcoin has got that too though, every crypto enthusiast would always want you to take the risk. Likewise me too but that's only if it's what you can bear it loosing, not like you would lose it and then, know that, investments aren't always promising but you can profit as well.