LOL. Trying to shill something you are part of is common on the forum but yeah, you got the attention by making this stupid comment about Compound. Compound is what people call one of the DeFi bluechips. It has been around for a long time and seen stable development. These battle-tested platforms aren't so easy to be replaced.

About the connection to real world credit, this'll most probably be through bringing institutions and VCs onboard onto legitimate projects, not these unprofessional copies that keep popping up. If someone is really looking for a project that aims to link traditional finance and DeFi, then look into something that has been doing it on a professional scale. BarnBridge is one such project.

Also, OP, From the name that this project has chosen, its quite clear they aren't very bright. I mean "De-credit" sounds like something that will destroy your credit pretty fast.