I guess not many people want to talk of death but we need to understand that it is inevitable to a living being including you. The word death is two edged sword, that is, it can touches the speaker and listener or reader.
So desist from panicking at the instance of hearing death
Just do what you need to do
The word death on the thread topic may have sent shivers down some people's spine
but don't allow your coins add up to the lost coins. You sure know that some wallets today have lots of bitcoin that are regarded as lost because of no activity or transactions on them for longtime, maybe due to lost passwords or death.
You want that to happen to your hard earned coins ?So if we don't want that kind of experience that when you are no more on the earth, the people behind and your loved ones can go on enjoying your labour
dying testate is making a will lol.
I have simply been saying the need to make our will on beneficiary(ies) of our coins. Cryptocurrency isn't just a push over because it has come to stay like other commodities. The volumes and marketcap keep rising, showing adoption, acceptability.
Remember bitcoin didn't just become $62k today but grew from very small satoshi , and just that way many altcoins will become very big in our life time and after we are gone. Therefore, secure your coins, inform your next of kin about it. You can write a will and die testate with your coins

It has been an issue that has been talked about for a long time already. We cannot deny the fact that this needs attention because death is indeed something we can never predict from happening. After long years of earning from investing or trading in bitcoin, we would not like it to go to waste without having no one to benefit from it specially the reason why you worked hard for. I hope one day, there would be a system that allows us to transfer our earnings to someone we choose if ever a sudden death takes place together with a legal proofs that the owner of the bitcoin is legitimately dead.