You should add 3 point in response to the pool you created.
3. Investment and also mean of paymentCurrently Grayscale's bitcoin trust owns 654k and the top companies hold 200k, that's 854k bitcoins out of circulation from 21million, not to mention an estimated million more lost. We see alot of bitcoin integrations from paypal, mastercard but is there a public for that? With hour long payment confirmations, I just don't see it as a payment form in everyday life. Has bitcoin turned into an investment wagon or is there still a possibility of it becoming an everyday payment currency?
Don't ever think that if there are many institutional investors who own hundred of thousand of bitcoin, it has eliminated the usefulness of bitcoin as a mean of payment. Bitcoin has the same function as a currency and bitcoin can also be an investment and trading asset so that it will always be used by users. The function of bitcoin as a currency will remain regardless of how many people want to use it or not.
The confirmation time really depend on the network and transaction fee you use. But I'm quite happy for the last 3 weeks because the transaction fee is quite cheap which is around 1 sat/byte and you only need to wait 10-30 minute to get confirmation. Using bitcoin as a mean of everyday payment really depend on the country you live in and how many merchant are willing to accept bitcoin as a mean of payment. If you live in El-Salvador, you'll probably get used to using it every day because they have legal regulation to use it as currency.