Mahirap ba mag bukas ng bank account? Sa BPI 500 pesos lang ang deposit. Sa BDO, maybe 2000 pesos, not sure.
Actually madali lang naman pero ngayon ata naghigpit na din ang banks sa ID's na acceptable nila para makapag open account. Usually primary ang hinihingi kaya kung wala ka nun hindi rin magiging madali.
Hindi rin, ini encourage ng government ang mga tao na mag open ng bank account kaya madali lang ang ID requirements for KYC.
Ito ang mga acceptable IDs ayon sa
https://www.bpi.com.ph/bank/savings/list-of-acceptable-ids para sa BPI.
Here's a list of acceptable IDs when you open a savings or a checking account.
Passport including those issued by foreign governments
Driver's license
Professional Regulation Commission (PRC) ID
Postal ID
Voter’s ID
Taxpayer Identification Number (TIN)
Government Service Insurance System (GSIS) e-Card
Social Security System (SSS) card
Senior Citizen card
Overseas Workers Welfare Administration (OWWA) ID
Overseas Filipino Worker (OFW) ID
Government office and Government-owned and Controlled Corporation (GOCC) ID e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs
ID issued by the National Council on Disability Affairs
Integrated Bar of the Philippines (IBP) ID
Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Bangko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
PhilHealth Health Insurance Card ng Bayan
National Bureau of Investigation (NBI) Clearance
Police Clearance
Baranggay Certification
Seaman’s Book
Alien Certificate of Registration / Immigrant Certificate of Registration
Department of Social Welfare and Development (DSWD) Certification
Professional ID cards issued by Maritime Industry Authority (MARINA)
Ibig sabihin kahit sino pwede mag open ng bank account basta may pang initial deposit lang na pasok sa requirement ng banko.