It is not easy to earn money without risk, If you will not take risks then you can't do anything. Investing in any coin for the short term or long term carries high risk because the project can be attacked by hackers and your money can be waste. So always invest money which you can afford to lose. Find some good projects and don't hold coins in Exchange always hold coins in your wallet if you are holding that for the long term.
You are right, everything in the crypto market will always be at risk. so never mess with the money we have.
but I think if we have good knowledge and skills, the risk we take will be worth what we will get.
because with the capabilities we have, then the risk that is considered very large we can minimize the risk. it all depends on how we develop.