Money as was stated above is a tool.. So imagine instead of dollars, shovels...

If the shovels are equitably distributed about the system, lots of work gets done.. But if you allow shovels to be hoarded by a small number of people, suddenly work comes to a stop and people now have to work to get the shovels first before they can actually do what they wanted to do in the first place...

That is our system...   Shovels are hoarded by the elites(not the rich).. constantly devaluing any shovels you have in the banks by creating fake(inflationary) shovels which aren't real. And when you think you have a shovel and go to use it, you realize you only have 10% of a shovel and you have to go and find 90% more of a shovel to do the fucking thing you wanted to do in the first place.