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It does not matter if you can only afford .02 BTC. It is still Bitcoin regardless of its amount or even its equivalent to USD.
this is a mistake that some people who are just starting to adapt to crypto often make. we don't have to have 1 full btc to be able to get profit, whatever it is if we are consistent to collect it, it will definitely increase in value, especially when the bullrun comes. understand the right investment strategy, if we use free money it will make you calmer. this niche continues to grow, if the adoption of btc gets wider, then its value will also increase, so 0.02 it will definitely be more valuable as you say. even though with other altcoins you can get more than that, you can get 1-100 tokens or even thousands, but for the long term I will still choose btc, while other altcoins as a backup alternative. if possible indeed divide the portfolio between btc and altcoins.