is there any reason why you use exodus when you explicitly sated that you have an offline ledger? is it for making online transactions/small transactions?
if that's the case, i also suggest you to change your wallet. use a live os with metamask or other noncustodial wallet or buy another ledger for your hot wallet.
Well i guess that was part of my question. If i used the offline ledger, how can i setup automatic monthly withdrawals to my bank account (havent got this far yet).
Hope you don't mind me asking, are you saying with the Exodus wallet you are able to convert crypto to fiat using the wallet or its an initiative from the bank you are using to make the conversion of crypto to fiat?
though i'd think either way there will be transfer gas/fees involved?
Yep can't move your crypto without paying those miner fees but technically there is a way to send your coins without paying mining fees but it's quite a process. But to uncomplicate the process its best to go ahead to pay the miners its not much really.