For rich people then this wont really be a big issue but for those who do have only average income or finance status then that would really be a regrettable things in life.
Everyone has a different level of financial. and sometimes the problem is someone over do it than his limit. the most important thing is to be able to restrain yourself and know your own limits and financial, self control is the most important thing. because when the money is in hand no one can control our own desires other than ourselves. do not equate financial level with others because it will definitely be different.