According to the present market scenario, several good currencies, such as XRP, TRX, and others, are decreasing due to various causes.I recommend investing at least $10,000 in XRP, TRX, and other similar currencies, since these coins will soon yield a significant profit margin.
I definitely agree with you, XRP is one of the best projects when you asses the yield that it can generate in a few years and the low risk factor of the project.
I am also diving 10% of my investments into coins that are just launching. At the moment I am really impressed by Ethernity CLOUD. I recommend you do your own research, I believe you will be impressed.