For someone with let´s say, a net worth of 1M USD or more plus house, hodling 60k until they became 6M would have been not that much of an stress. Do you think it was easier to benefit economically from bitcoin if you were already a bit up in the ladder?
If your life and family depends on your earning and your only source of income is from crypto trading then it will be a problem for yours. You have to cash out some of your money from it when you need money. So for holding crypto for the long term needs strong financial supports for your family. This could be a job or business besides crypto investments. So it obviously easier for someone who is already a bit up on the ladder.