To be objective, this amount is not critical for developed countries. In fact, this is income for 5-6 months (I can be wrong, but not much). Therefore, I would agree with the statement that it is just money. They can be earned again. And by the way, everyone who, for example, did not buy Bitcoin or Ethereum cheaply has potentially lost much more

I disagree here. I just googled and according to the internet the average wage for the UK was 29.000 pounds back in 2018 and that was before taxes! So this should be probably around 20k pounds after taxes. So this loss was basically exactly worth one year of wages after taxes for the average british worker. So if we assume that most people also have to pay rent or have to pay back a loan for their house or flat that they own than i would say, it is pretty hard for the average guy to put aside 20k pounds if you have that many running costs each and every months. So i would say that for the average person even in first world countries it is definitely critical to lose 20k pounds in one night. Maybe not in a way that your life is over and you have to sell everything you own but in a way that you need a few years at least to recover from that.