I think at this current situation it still a little bit risky to put our money into XRP because XRP still has a problem with SEC and it still not done. So i think we better stick with big coins who don't have any problem with government or SEC which is ethereum is the best choice to invest.
A very good idea, because in my opinion it would also be very good to avoid coins that are in trouble even though the team is also solving them, but in order to secure the assets that we already have, it is better to choose coins that are not problematic and stay away from problematic coins to temporary.