Now a days neo is giving so much profit, it is lower priced coin that's why you can hold a lot of full coin to invest some of your reserved.
XRP, ADA is not bad, but keep in mind XRP has some problem, SEC charges Ripple that's why it is risky though.
you just rejoined the forum today after two years. and you have had all the great experiences in the past year to date.
I'm sure you left the forum but without leaving any information regarding the crypto market. I salute you.
because most people will avoid information from the market when they will be out of the market for a long time.
NEO isn't a bad asset, it's still cheap. but I see XRP still potentially better than NEO. community and market support I think will keep XRP ahead in the market. now slowly everything is improving.