For me, I would like to see more merchants willing to accept cryptocurrency payments, but I will not use cryptocurrency for payment.
It means that you have plans to use bitcoin as an investment alone? If so, you are not alone. I am the one who never prefer to spend bitcoins for day-today life but want to save bitcoins for my retirements or for my grandchilren.
what still needs to be strengthened is the regulatory level.
I do not think so; a centralized thing never needs regulation. As we got practiced to centralized services, we are always imagine that regulated are better and problem free but when considered to privacy and security related benefits, then we all need decentralized ones which may not bind to regulations.