---
I do not know OP and i do not care about his trust score, but seems like you are talking non-sense also.
Far i know, there is no official rules, also there is no moderation of scams (bans) which also makes the "trust" system useless.
It depends on your definition of official rules. Online communities have rules and norms of good behavior; whether they're regarded as official or not depends on each individual.
For example, you may not be familiar, there is this thread:
[EDU] The Rule of "No Collateral, No Loan" - IGNORE AT YOUR OWN RISK!As in 2013, it seems the trend has continued - a massive influx of users, both new and old, has continued to hit the Lending section with more and more loans being asked for daily. Due to scams a "rule" has been created which, while not currently "enforced", is basically a minimum requirement to get a loan. Note that this isn't an official forum rule, it's just a rule that most lenders will follow.
The rule of "No Collateral, No Loan" means that in order to get a loan you must give collateral that is equal, or preferably higher to the amount you are being loaned.
If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.
He were just tagged by someone who does not like newbies to ask for loan without providing security.
Your statement is based on your personal opinion, and it does not reflect the actual situation.
I will repeat once again since you failed to get my point the first time: If you disregard the rules and norms of good behavior in the online community you are destined to be condemned by older community members.
Clearly, from this example it is evident that the trust system does serve its purpose and it is not, as you claim, "useless".