XRP has bad reputations but still in top 10 on coinmarketcap? As far as I know no centralised crypto projects can have zero bad reputations because they are the easiest ones to prey on, look at binance exchange lately regulators and the government are on CZ ass
Governments are like that they want to control and prey companies XRP is not yet safe we all know SEC, they are good at finding faults, they will look for more issues or they will create one so they can charge, they are after the money and the regulation on centralized entities within the Cryptocurrency because they know that it's a multi-billion industry now.