let's make an argument here, which do you think is suitable to be ranked 3rd on coinmarketcap (Binance or Cardano), I personally prefer Binance, because Binance already has products (exchange, smart chain and Nft marketplace), then of course all products from Binance are successful and in demand by many people, while product from Cardano are still coming soon, that's why I prefer Binance rather than Cardano, so what's your choice?
For ordinary users, Binance is definitely a much better platform - just for the reasons you mentioned. Right now, Cardano has taken position 3 and outranked Binance because their platform appears to be more attractive to large investors and funds. In fact, everything will be clear when Cardano creates the smart contracts. Only then will we be able to assess whether their product is better and more innovative than the Binance platform.