Digital money is still very common for everyone to use as payment and Bitcoin becomes famous when the price goes up very high but Bitcoin will be very difficult to accept to replace fiat currency.
For now, there may be some shops that provide payment services using Bitcoin but not as a substitute for fiat currency.
so far digital currency or e-money is indeed more common and can be used legally anywhere, depending on the currency of each country. This is also easier to use, many banks already serve e-banking so that transactions can be done easily using only a mobile phone.
whereas crypto currency, doesn't seem to be able to easily replace the country's official currency, it will just be an alternative. in addition to its use which is quite complicated for ordinary people, not everyone is ready for a decentralized system, not everyone is ready to become their own bank.