А как это относится к моим аргументам и намеку? Намек был, что человек сидит в высокорисковом активе, который вполне в определенный момент может опуститься в 0 по стоимости, вот историческая справка что такое случалось: "During
the 1970s, the Italian national telephone tokens, the gettoni,
were considered acceptable tender, almost always accepted as
payment. The price of the espresso when expressed in lira
varied over time, but it remained sticky to the gettone. For
a while the gettone proved the closest money to track the
Fisher Index across 12 communes[16]16. And while the gettoni
worked for daily purchases such as espresso, it is doubtful that
they could have been used as payment for an Alfa Romeo [18].
Considering that communications get cheaper over time,
the notion of a telephone call is today, in the Zoom days,
obsolete. So the gettone story illustrates the fact that, owing to
technological changes, in the long term, no single item, such a
telephone call, will permanently track inflation indices and act
as a store of value. Even categories have their weights naturally
revised over time: the share of food and clothing declined
by almost threefold as a proportion of Western consumers
expenditure since the great recession." 
(с) не мое

Будучи в крипте странно смеяться над НФТ, которые в отличии от говно ИКО это уже готовый продукт и готовая технология, а ИКО это было именно баблосбором под технологии на блокчейне (которым не суждено было появиться)