it's clearly very different if we save money in the bank and save money as crypto, because crypto's main purpose is for short and long term investment purposes with the aim of increasing prices and making profits.
While the alternative to saving money in a bank only consists of saving and depositing, the interest is clearly determined and certain. but if our funds are stored in crypto, the funds may fall when we are about to release, therefore it must take patience and wait for a definite time so that funds in crypto can be profitable.

but if you compare fiat and crypto, it is clear that they are very different, in fact both are equally important to make transactions where crypto may not and has not been recognized as a transaction, so fiat can do it, so actually they cannot be compared, it is more appropriate to fill in each other's void where fiat can't and crypto can do and vice versa. let it continue to walk together for the purpose of complementing each other.