What do you think? Will "De-Fi" beat banks in the long term? Or is it still too early to tell? Do banks consider "De-Fi" as a threat to their existence? Your input will be greatly appreciated. Thanks in advance. 
I think no and if there is chance it's need really long time, The Blockchain itself it's already threat for the bank in the first place and now DeFi it's with more complex finance process integrated with Blockchain but still bank have more advantages because it's backed by gov and many other big party beside that people still prefer more safe system (In case any thief, fraud, etc) Bank still can handle it much better in term of refund or reporting to the police while Decentralized System like DeFi it's little bit hard, It's my personal experience when i report to the police for my case it's little bit complicated for Crypto to handle by them (Third world Country), Here https://bitcointalk.org/index.php?topic=5221759.msg53734483#msg53734483.