An addict's budget can only be all the money they can borrow, through appropriation as well as their basic source of income, advice still has their ears but their hearts prefer to hear the sound of gambling, the sound of winnings after a bet and their lives are also left with chaotic disasters, almost no one wants to reach out to help such people, sometimes gambling addiction is identified as the scum of society. Under any circumstances, our budget for entertainment should not go beyond what we admit, a little flame of borrowing can burn us to ashes.
I can allocate 20% of my total monthly income to entertain myself in some games. I don't think that borrowing money for gambling purposes is the best way to profit from gambling. The risk of loss is always real and bad debt is something that is most likely to occur if all the money borrowed is spent on gambling. If you really believe that a loan is okay if it is used for gambling, then I believe problems will come because of it. So far I've never done it and have no plans to do so.