USDT is a stable coin. It is very safe to hold. Infact, if you trade then you can convert your coins or tokens to USDT to avoid losses in a bearish market period. With this you'd have saved yourself from losses.
For now it may be true that USDT is a stable coin to hold, but how about next year, will it be the same and not risky, it is necessary to do an in-depth study if we want USDT as a future investment.
Because generally everyone wants to save themselves from big risks in investing, no one even wants that risk to come at an inopportune time, therefore I want to convey that the current USDT condition is not necessarily the same in the following years.