... the classic "white collar" thief, they say in some countries...

bitcoin is circulating, it is already doing its "magic" and just as what you show (op) in its action/execution was in charge of the individuals represented in positions of power, bitcoin needs the same, but this time far from being in a single/several person(s) depends on the group/collective/citizens/you/us.

Yes!! You have to be your own bank and you have to learn how to achieve it, but the time will come when the people will have to execute and put into practice that theory as a collective.