I am not discouraging you to hold long term in hotbit, but be very careful investing in exchanges.
My confidence in terms of earning interest via savings is on binance only, even if they have relatively low APR.
Remember, once the exchange is attacked or something, would be hard to get your money back.
But with binance, if anything happens, they have insurance called SAFU to protect their customers.
I visited their socials, and it doesn't look professionally managed, in my opinion. I don't trust most exchanges. Some of them are just used by projects to list their coins to gain attention and a positive reputation, they pay them a considerable amount of funds as payment. It's also alarming how many exchanges were hacked, or they use it as an excuse to hide the fact that they run away with the money.
Do not be careless in choosing exchanges, because only exchanges that are popular and have a good reputation are the exchanges that
we should use. The problem is that many exchanges end up being scams, so don't let us lose money because we choose the wrong exchanges
for investment. Moreover, there are many incidents where exchanges are hacked and the exchanges fail to return investors money. I highly
recommend Binance as the best exchange, besides having good security, Binance has always maintained its reputation. So far I've never had
any serious problems using Binance.