Obviously, no matter how much we talk about percentages, a person with higher capital is actually earning a huge amount, 20% of $1000 is barely $200 while 20% of 1 million dollars would be equal to $200k, and also the effect of compounding also doubles up the gain these investors make. Secondly, talking about financial stability, I have always recommended people should invest in cryptos what they can easily afford to lose, it's only because of that fact because you might need to sell it at very low prices someday when you urgently need the money, therefore making it more or less unprofitable, Big investors make portfolios, they spread up their investments in different sectors and different crypto which definitely is a more organized and structured way of making investments, but yes the biggest thing especially in crypto space is that whales make easy money because they have access to information that a retail investor doesn't, also they operate most of the times in cartel making it even more profitable.
The greater the capital owned by an investor, the greater the profit obtained when price start to rise. But since investing is not just about making a profit, they should also think that there will be big losses if they have a lot of capital. Don't you think these two possibilities could happen in this highly volatile market?
Honest, suggesting people to invest in bitcoin is not our responsibility. This is a risky investment when the investor does not have good insight and experience as an investor. It would be much better to let them know that there is huge potential for bitcoin to make a profit in the long run, so save as much as they can afford. That's much more logical to suggest than asking them to put all the money they have into buying bitcoin they don't fully know what it's for. This means they can buy bitcoin with money they don't need to meet their daily needs. Little by little, over time it becomes a hill.