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Everything, including Bitcoins, is evolving on the principles of speculation only so it's not wrong if we say that even after having billions of dollars invested by institutions in crypto, it is speculation on which they are betting. We don't argue that there is no utility behind, because if there isn't, they are no fools to invest in this. But the network of Bitcoin is strong enough to put money in, which is why alts do not get any special attention.
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Bitcoin is not the thing to help them, in fact nobody can really help them unless their own governments start a long term approach on it.
That is a very different subject and we believe that your concerns are true in this matter. Governments do require some very special plans for this specific category to even survive at some places, while in some countries, there are nice people around who take care of this class.
Now, I dont see where I made similarities with HYIP and Ponzi like back in 2010 - yes altcoins are comparable to them, but not bitcoin.
We never said you did. We brought back those words in discussion considering the old talks of all classes - from poor to rich, who used to say that BTC will never surpass any considerable value and will vanish in near time, but the community was so strong behind that they never lose hope and today, they are enjoying their decisions and it also includes poor class people.