That's perfectly fine, using a 600W bequiet PSU here. (A PSU's efficiency sweet spot is around 50-60%, so consider that for your choice)
Maybe if you buy a 50% efficiency PSU in 1970

It is true that PSU's are most efficient at 50% load, but the variation is only 2-3% so you won't even notice it.
Most PSU's are rated at 80+ efficiency which means that a power supply is at least 80% efficient at 20%, 50%, and 100% loads.
Yes there are different 80+ ratings (bronze, silver, gold, platinum titanium) but they are just variations on the theme.
Power Delivery 115 V internal non-redundant 230 V EU internal non-redundant
Percentage of rated load 10% 20% 50% 100% 10% 20% 50% 100%
80 Plus 80% 80% 80% 82% 85% 82%
80 Plus Bronze 82% 85% 82% 85% 88% 85%
80 Plus Silver 85% 88% 85% 87% 90% 87%
80 Plus Gold 87% 90% 87% 90% 92% 89%
80 Plus Platinum 90% 92% 89% 92% 94% 90%
80 Plus Titanium 90% 92% 94% 90% 90% 94% 96% 94%