In 2009, the first cryptocurrency -Bitcoin-, officially launched and since then has continued to roll into a snowball effect that poses a serious threat to the existence of conventional finance. As much money as the restless World Central Bank, the government seems helpless and dragged into the vortex of the evolution of the world's financial system. The Covid-19 pandemic has become a catalyst for forcing the entry of all financial and banking industry sectors into the digitalization era. Imagine a concept of a world without physical currency. It is strange, but real. Money will be removed and replaced with a digital currency system.
It is obvious that bitcoin is the future, but it is not obvious that we would move to that, I understand that finance has changed shape a lot, from times where people used coins like gold and silver, to points where people used banks where they store their coins and used papers that proved they owned money, to point where they had banknotes that we carry today simply saying the same thing even if their coins were not there anymore, and now to a point where cards are playing the biggest role, we do not exchange money too much from hand to hand, it is mainly digitally moved around.
All of these makes bitcoin a logical contender to be the next "money" that people use, I get that. However as long as nations do not take it as legal tender all around the world, it can't be at that level and I do not think that it will ever be in that level in the long run neither.