I admit what you said is correct. I was in the situation of a debtor investing in crypto. I was young and eager then. I have won a few orders and I want to play big. The truth is that the 2018-2019 downtrend took most of the money I invested. As a result, I had to bear my debts. By this time I had almost paid off the money I owed the bank. I was too reckless, subjective. It was the biggest investment lesson I've ever experienced. It is best to use your spare money and limit debt.