Now that the government made it clear that Bitcoin's not gonna be mandatory but people can choose whether to receive payments in USD or BTC freely, there are no more excuses.
If you want bitcoin, then take it.
If you don't want bitcoin then don't accept it.
This was a great move to avoid further problems, I've always been against making bitcoin acceptance mandatory. Now let the people recognize bitcoin's potential.
As for the retirees, well no comment.