Regardless of xayan123's intentions to respond or not, none of us should create such flags on behalf of someone else, hence why I explained the whole process to @martinjuniorking:
Just to confirm, you are not allowed to create a contract violation flag unless you were personally harmed, correct?
Correct.
That's contract or can be define you were personally got scammed of the trade, for this case using flags type 1 and 2 are correct. On the flag type 3 it's written as
Due to various concrete red flags, I believe that anyone dealing with this user has a high risk of losing money. (This flag will only be shown to guests/newbies.)
There's no deal with me, but since the "red flags" refer as this thread which I believe anyone dealing with @xayan123 has high risk of losing money. Just like how I exposes a scam/ponzi websites, I never deal with those scammer but I believe they will scam other people. If I was wrong of using flag type 3 on this case, all flags created by me was wrong too

I fully respect to you, I'm not to be harsh.