Doesn't need long complicated answers - just a simple question:
Do you invest
1. mainly on price/the market trends
2. mainly on the underlying usefulness of the token/NFT
3. pretty even split of the two.

In my portfolio, 40% are top coins: Ethereum, Bitcoin, Polkadot, Ethereum Classic. 10% are investments with varying degrees of risk, 1-3% of them are very high-risk investments.
50% are stablecoins.
You can make high-risk investments when you have capital. If there is a loss of 1-2 thousand dollars, then this is not a problem. But you don't need to do this with your last money, in the hope of becoming rich.