When people talks about diversity in crypto space they only point at big projects and small projects combined but no one ever talk about their life savings, I've seen people putting all they have into crypto and yes they have more than 5 coins in their portfolio but is this the smartest move?
Personally I think the smartest move is to have some funds offline as well, if you know what diversity means then you should be smart enough bro know that nothing is guaranteed, have some money 💰💰 offline and some online (crypto and other), putting all your eggs in one basket is bad and too much of everything is also bad
Actually, I agree with you that it is risky to invest all your money, you should have at least a little money for a rainy day. Quite possible that one day you will really need money, but your investments will be on drawdown exactly on this day and you will have to sell really promising tokens at low prices. So it is better to have a nest egg.