If we were a scam, why would we refund anything at all when an account is already closed?
Overall, this proposal attracted my attention. If you were a scam... Hm... If you aren't a scam, then why do you have negative feedback from a lot of DT members on this forums? And these negative feedbacks come with proofs, valid proofs. If you weren't scam, then why do you always have to say that proposal "we aren't scammers" over and over again? Why people have truth issues with you? Seems there is problem in you and it's pretty clear. We don't know what's your aim, usually you can't make an angel from evil (but the opposite can happen).