DEFI is just a financial solution and it will not be able to replace the banking system the way people expect Bitcoin.
People will need safety, security, and certainty about their money. If DEFI projects really meet the needs of the people, it will certainly be the choice of everyone in the future. It's too early to conclude anything.
- Agreed, Defi is just another name for crypto generations and as comparison sessions between crypto and banks, very few people can believe that Defi and crypto can beat the tradition that comes from the government because the needs of the future bank are still more adaptive as their staff and services will be at the center to answer most of the failed transactions while Defi or crypto only have one-way interaction, sometimes asking and not answering. The supremacy of a generation of bankers fully authorized and guaranteed by the government, Defi in the end is just a roadside stone and doesn't have much future meaning
I think DEFI is still a mystery and the developers will help us see a lot of things with their improvements. DEFI has only been around for about two years and has already gained massive amounts of money locked into the protocol. We still have a lot of time to expect improvements from new generations of cryptocurrencies.