The pandemic has indeed made most people experience an economic crisis, so it is not easy to consistently hold the Bitcoin that we have.
Sometimes there is often a sudden urgent need, which eventually makes us forced to sell the Bitcoin that we have partially. There is nothing wrong with doing that, because there are priorities in our lives. Instead of forcing holding Bitcoin, but their daily needs are not met. If one day we have extra money, we can buy Bitcoin again. So no need to worry, we definitely have another chance to be able to buy Bitcoin. Moreover, the price of Bitcoin is volatile, so there is always a moment when the price of Bitcoin is correcting, that's our chance to buy Bitcoin. As of now the price of Bitcoin has dropped to $46k, but I believe this is only temporary, Bitcoin will recover soon.
Nobody tells you to sell the coins that you have. However when bitcoin goes down and you sell then it means it wasn't for a need. The talk here is not keeping your coins even while having urgent needs, it is about how you should not sell your coins just because it moved from 52k levels to 45k levels.
If you are selling just because the price went down then you are making a big wrong decision that you should not be doing at all. Obviously you should sell when you have emergency, nearly all the profits I made in my crypto life went to paying for hospital bills, for myself (not big deal, mostly dentists because I have genetic tooth problems) and my parents, my wives parents, and my wife has injection (sort of similar to diabetic insulin) and so forth.
Basically I made maybe 10x profit from crypto on all my investments and I had to cash them all out and now I have nearly nothing compared to what I could have, but I also have zero debt as well. I still wouldn't sell right now, would wait and sell later to pay for my debt.