You must know XRP completely mate, because basically the concept of XRP is very unique and very good, apart from the problems that have befallen XRP through the SEC, because it also has to do with politics, but in general you have to look at the volume and fans of XRP and also the concept that has been well built.
The current challenges of altcoins are greater than stablecoins on the market, this will greatly affect their trading value, if normal conditions cannot be found by the middle of this month, then XRP's chances will be more difficult by the end of this year.
I don't doubt the concept built by XRP buddy, the uniqueness of XRP is actually very good and different from other coin concepts and this affects people's actions in assessing and seeing XRP itself, I don't dare to go too far into it regarding the political terrain, but XRP as a whole overall good for the future.
Challenges in the market always occur every year, so it is very natural because every Altcoin always competes with each other to be the best and this clearly has nothing to do with stablecoins.
Current market conditions are not a reference in analyzing future XRP developments, almost all coins have problems if market conditions are not normal and almost every year we find market conditions like this in an up or down state.