1. Mind those who you give your phones to make calls and contacts to people you don't know.
2. ALways be conscious, or better still, avoid connecting with Wifi networks as this is a means of extracting your data.
3. Always remember to log off your personal accounts (emails, social media) etc. when you use public cafe' and
4. Report any problem associated with the loss of any of your financial institutions to your banks.
5. Be able to patiently read terms and conditions before saying yes or accepting terms and conditions sent to you.
Lastly
6. Be able to cross-check emails sent to your phones regarding your financial statements as the messages are clone to,
resemble your banks, but rather having slight changes mostly at the middles with one word having different fonts.
It is everyone’s responsibility to protect themselves from being scammed. You have to wise up and know the right things to do and what to avoid. These days I am always careful about the information I put out online, especially when I’m signing up on new websites and stuff like that.
If I am not sure that the website is reliable I make use of an email that is not really my personal email just to protect myself. That’s why it’s good to have a backup email that you can use for maybe signing up on a website that you are not really sure about, that way if anyone should have access to that email they wouldn't be having access to things that are very important to you.